Identity theft is a terrible thing to go through. We have put a list together on what you can do yourself to get your good name back.

 

Now of course the very first thing if your a victim of identity theft is to get some protection. Cut off all access to your credit files and make sure no has them. After you have done the following, here are other steps you should apply.

 

  • Call the police department or stop by and request to have a report of identity theft. You will need the case number and proof that identity took place for future steps.
  • The nest step to get back to normal is to put a "credit freeze" on your files. This is just what it means as your files and credit are halted. You will need your case number from the report you filed earlier. This should also be free of charges for identity theft victims.
  • Next you should get access to your credit reports from the major companies. You can do this by contacting the credit bureaus.

 

You need to now fix your credit and start forgetting about being a victim of identity theft. Here are some further steps to help you repair the damage.

 

  • You have your credit report - Study it to find out what places the identity theft thieve took out accounts and other info on how he/she stole from you. Make sure to put these all in your police report for future reference.
  • Contact each and every company that the ID theft took place at. Make sure you have the police report if necessary. Make sure they follow through with an investigation and removal of their records with your name involved.
  • For every company you do this to, they have thirty days to contact the creditor themselves. If they don't they should because it's a law because earlier your proved it was identity theft.



You are now that much closer to getting your credit back and getting over this identity theft problem. Always follow through with a good game plan for afterwards.

 

Good luck in restoring your name.